£70,000
Salary + Dividends + BIK
Total Gross Income
£0
After all personal taxes
Total Net Income
£11,564
Income tax + NI + dividend tax
Personal Tax Due
22.4%
inc. all taxes & NI
Effective Tax Rate
Income Summary
How your income is structured
S
Salary / PAYE
Employment income
£50,000
D
Dividends
From company profits
£20,000
B
Benefits in Kind
Taxable value added to income
£3,390
PA
Personal Allowance
2025/26 standard
- £12,570
Total Taxable Income
£60,820
Tax Exposure
Your overall tax burden
Combined Effective Tax Rate
Employer Class 1A NI
£509
Employment Allowance
- £0
1A
Employer Class 1A NI
On BIK value @ 15% — paid by the limited company, not deducted from your pay
£509
EA
Employment Allowance
Reduces employer Class 1 NI liability
- £0
SL
Student Loan
Repayment deducted via PAYE
£0
Total Tax & NI Cost
£16,423
Tax Split
No tax liabilities
Benefit in Kind Detail
Your taxable benefits — full breakdown
Benefit
Rate / Note
BIK Value
Company Car —
List price £0 | Petrol | 0 g/km
0% AP
£0
Other Benefit
Cost to employer
Cost to employer
£0
Total BIK Cash Equivalent
£0
ℹ️
Employer Class 1A NI: £0 × 15% = £0 — payable by the company by 19 July 2026. This is a cost to the employer and is not deducted from your pay.